Greene County and Windham Town property record for 49 State Rte 296, Windham, NY 12496
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,032 sqft · built 1985 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Last Sale | $630,000 (Jan 2012) |
| Tax Bill | $7,580 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 194600 79.00-4-80 |
| Primary APN | 194600 79.00-4-80 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,032 sqft Gross Area |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 2,016 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 313 sqft |
| Patio Area | 56 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Well |
| Street Address | 49 STATE ROUTE 296 |
|---|---|
| City | WINDHAM |
| State | NY |
| Zip | 12496 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | STEINMANN SUBDIVISION LOT 4 |
| Legal Block | 4 |
| Legal Lot Number | 80.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | WINDHAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 80301 |
Source: Greene County and Windham Town records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 52 S BROAD ST, NORWICH, NY 13815-1646 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2012 · Amount on Record |
| Deed Sale | Jan 25, 2012 · Amount on Record |
| Prior Sale | Dec 12, 2007 · Amount on Record |
| Deed Book / Page | 1387 / 311 |
| Prior Transfer Date | May 2, 1996 |
| Prior Transfer Doc | 0853000044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 49 STATE ROUTE 296, WINDHAM, NY 12496 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M20211461 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | M2021-1461 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County and Windham Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Windham Town |
| Unified School District | Windham-Ashland-Jewett Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,580.00 | $431,600 (-) Land $30,000 Building $401,600 | $824,451 (+24.16%) Land $57,307 Building $767,144 |
| 2023 | $431,600 (-) Land $30,000 Building $401,600 | $664,000 (+18.46%) Land $46,154 Building $617,846 | |
| 2022 | $431,600 Land $30,000 Building $401,600 | $560,519 Land $38,961 Building $521,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 49 units insured incl. 16 condo units |
| Nearby Flood Claims | 10 (2011–2026) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKI WINDHAM private · serves 856 people · EPA ID NY1911541 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.8 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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