Monroe County property record for 49 Spadefish Ln, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 3 ba · 2,805 sqft · built 1987 |
| Lot Size | 0.412 acres (17,972 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2016) |
| Tax Bill | $41,359 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569441-004900 |
| Primary APN | 00569441-004900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,805 sqft |
| 1st Floor Area | 2,805 sqft |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 17,972 sqft (0.412 acres) |
| Garage Area | 575 sqft |
| Pool Type | Concrete Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 2,777 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1698768 |
|---|---|
| Old Parcel Number | 07594100569441004900 |
| Street Address | 49 SPADEFISH LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5226 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 49 ANGELFISH CAY OCEAN REEF PLAT NO 5 KEY LARGO PB6-17 OR582-135 OR904-459/60 OR904-461 OR1714-675AFF OR1715-58/59PET/ADM |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | ANGELFISH CAY PLAT #5 |
| Legal Lot Number | 49 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 FATHER PETERS LN, NEW CANAAN, CT 06840-2214 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on Record |
| Deed Sale | Sep 7, 2016 · Amount on Record |
| Prior Sale | May 13, 2014 · Amount on Record |
| Deed Document Number | 2090709 |
| Deed Book / Page | 2814 / 1394 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,602,726 (+3.22%) Land $8,536,700 Building $66,026 | $8,602,726 (+3.22%) Land $8,536,700 Building $66,026 | |
| 2024 | $41,359.00 (+12.2%) | $8,334,134 (+16.29%) Land $8,267,120 Building $67,014 | $8,334,134 (+16.29%) Land $8,267,120 Building $67,014 |
| 2023 | $36,863.00 (+27.99%) | $7,166,940 (+43.03%) Land $7,098,940 Building $68,000 | $7,166,940 (+43.03%) Land $7,098,940 Building $68,000 |
| 2022 | $28,802.00 | $5,010,808 Land $4,942,300 Building $68,508 | $5,010,808 Land $4,942,300 Building $68,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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