47 Spadefish Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 47 Spadefish Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 8,165 sqft · built 2016
Lot Size	0.454 acres (19,755 sqft)
Owner	Company Name on Record
Tax Bill	$75,022 (2023)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00569441-004700`

Property Details

APN / Parcel Number

Primary APN	`00569441-004700`
Alternative APNs	`07594100569441004700` `1698741`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,165 sqft Living Area
Gross Area	8,667 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	440 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	19,755 sqft (0.454 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	502 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Florida Room
Porch Area	2,789 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1698741
Street Address	47 SPADEFISH LN
City	KEY LARGO
State	FL
Zip	33037-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 47 ANGELFISH CAY-OCEAN REEF PLAT NO 5 KEY LARGO PB6-17 OR643-298 OR686-13 OR2393-2408/10 OR2545-767/68 OR2565-1203/09 OR3047-1926 OR3047-2082
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	ANGELFISH CAY PLAT #5
Legal Lot Number	47
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	47 SPADEFISH LN, KEY LARGO, FL 33037-5226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO
Oct 1, 2020	Correction Deed REEF TITLE COMPANY, REEF TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020
Deed Sale	Oct 1, 2020
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	20202284277
Deed Book / Page	3047 / 2082
Prior Transfer Date	Nov 2, 2011
Prior Transfer Doc	0025450767
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 1, 2020
Property Address	47 SPADEFISH LN, KEY LARGO, FL 33037-5226
Document Number	0030471926
Book / Page	003047 / 001926
Instrument Date	Oct 1, 2020
Instrument	2284235
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	REEF TITLE COMPANY, REEF TITLE CO

Transaction

Amount	Amount Recorded
Tax	$92,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1 PELICAN DR FORT LAUDERDALE FL 333011521, FORT LAUDERDALE, FL 33301-1521

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Oct 1, 2020
Property Address	47 SPADEFISH LN, KEY LARGO, FL 33037-5226
Document Number	0030472082
Book / Page	003047 / 002082
Instrument Date	Oct 1, 2020
Instrument	2284277
Record Updated	Oct 22, 2020
Title Company	REEF TITLE COMPANY, REEF TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	47 SPADEFISH LN KEY LARGO FL 330375226, KEY LARGO, FL 33037-5226

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,718,770 (+5.99%)	$18,515,630 (+4.37%) Land $8,820,608 Building $9,695,022
2023	$75,022.00 (+4.77%) Homeowner's exemption	$11,056,800 (+3%)	$17,740,965 (+14.08%) Land $7,335,032 Building $10,405,933
2022	$71,606.00 Homeowner's exemption	$10,734,758	$15,551,732 Land $5,106,668 Building $10,445,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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