49 South St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 49 South St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,732 sqft · built 1985
Lot Size	4.64 acres (202,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2015)
Tax Bill	$8,482 (2026)
Deeds & Mortgages	May 2023 Refinance Jan 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:028 L:037`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:028 L:037`
Alternative APNs	`M:028 B:L:037` `2004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	4,418 sqft
1st Floor Area	1,192 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	202,118 sqft (4.64 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	49 SOUTH ST
City	UPTON
State	MA
Zip	01568-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	37
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4025
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 SOUTH ST, UPTON, MA 01568-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	May 3, 2004 · Amount on Record
Deed Book / Page	53789 / 332
Transfer Doc	053789-332
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	49 SOUTH ST, UPTON, MA 01568-1423
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069161-296
Date	May 23, 2023
Book Page	69161/296
Instrument	39403

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	49 SOUTH ST, UPTON, MA 01568-1423
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073057-271
Date	Jan 7, 2026
Book Page	73057/271
Instrument	1179

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,482.00 (+2.06%)	$648,500 (+2.61%) Land $325,800 Building $322,700	$625,451 (-13.79%)
2025	$8,311.00 (+2.64%)	$632,000 (+6.77%) Land $325,800 Building $306,200	$725,515 (+1.68%)
2024	$8,097.00 (+22.44%)	$591,900 (+24.14%) Land $317,800 Building $274,100	$713,545
2023	$6,613.00	$476,800 Land $244,200 Building $232,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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