44 South St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 44 South St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,926 sqft · built 1984
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jul 2020)
Tax Bill	$8,526 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:028 L:041`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:028 L:041`
Alternative APNs	`M:028 B:L:041` `2008`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,086 sqft
Basement Area	1,032 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 SOUTH ST
City	UPTON
State	MA
Zip	01568-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	41
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4027
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SOUTH ST, UPTON, MA 01568-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Jun 15, 2018	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Jul 30, 2020	Quit Claim Deed, Transfer · Conventional Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Nov 14, 1995 · Amount on Record
Deed Document Number	202083533
Deed Book / Page	62917 / 179
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	62917-179
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Jun 1, 2026
Property Address	44 SOUTH ST, UPTON, MA 01568-1407
Document Number	073655-146
Book / Page	73655 / 146
Instrument Date	May 27, 2026
Instrument	202643626
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SOUTH ST, UPTON, MA 01568-1407

Mortgage

Document Number	0000043626,
Date	Jun 1, 2026
Book Page	73655/146
Instrument	202643626

Lender

Name	UNIBANK FOR SAVINGS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	44 SOUTH ST, UPTON, MA 01568-1407
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071825-358
Date	Apr 7, 2025
Book Page	71825/358
Instrument	26515

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	44 SOUTH ST, UPTON, MA 01568-1407
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067010-151
Date	Jan 26, 2022
Book Page	67010/151
Instrument	10068

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	44 SOUTH ST, UPTON, MA 01568-1407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58947-286
Date	Jun 15, 2018
Book Page	58947/286
Instrument	58721

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2058

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jul 30, 2020
Property Address	44 SOUTH ST, UPTON, MA 01568-1407
Document Number	62917-179
Book / Page	062917 / 000179
Instrument Date	Jul 22, 2020
Instrument	83533
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,143.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SOUTH ST UPTON MA 015681407, UPTON, MA 01568-1407

Mortgage

Document Number	62917-182
Date	Jul 30, 2020
Book Page	062917/000182
Instrument	83534

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,526.00 (+2.61%)	$651,800 (+3.15%) Land $296,100 Building $355,700	$667,965 (+3.37%)
2025	$8,309.00 (+4.21%)	$631,900 (+8.42%) Land $296,100 Building $335,800	$646,190 (-0.4%)
2024	$7,973.00 (+24.89%)	$582,800 (+26.61%) Land $288,100 Building $294,700	$648,755
2023	$6,384.00	$460,300 Land $214,500 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures