48 Silver St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 48 Silver St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,150 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Jul 2023)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:044 B:192`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:044 B:192`
Alternative APN	`5013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	4,473 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5013
Street Address	48 SILVER ST
City	WATERVILLE
State	ME
Zip	04901-6514
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	192
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3001
Census Tract	24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Silver St, a duplex, is owned by a company that bought it in July 2023.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	10 HUDSON ST, AUGUSTA, ME 04330-4020
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Oct 16, 2015
Deed Document Number	202313884
Deed Book / Page	14817 / 283
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 27, 2023
Property Address	48 SILVER ST, WATERVILLE, ME 04901-6514
Document Number	2023013884
Book / Page	14817 / 283
Instrument Date	Jul 27, 2023
Instrument	2023013884
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HUDSON ST, AUGUSTA, ME 04330-4020

Mortgage

Document Number	2023013885
Date	Jul 27, 2023
Instrument	2023013885

Lender

Name	STEPHEN G DOSTIE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Silver St was $3,174.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,174.00	$186,700 Land $19,800 Building $166,900
2023	$3,005.00 (+50.55%)	$151,000 (+95.6%) Land $15,200 Building $135,800
2022	$1,996.00	$77,200 Land $11,500 Building $65,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30