49 School St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 49 School St, Watertown, MA 02472

Property Summary

Property Type	Car Wash
Details	2 ba · 5,458 sqft · built 1975
Lot Size	0.307 acres (13,394 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Oct 2018)
Tax Bill	$28,828 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103640-10`

Property Details

APN / Parcel Number

Primary APN	`103640-10`
Alternative APNs	`WATE M:1212 B:0001 L:0000` `2796`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,458 sqft Total Area
Gross Area	5,644 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	13,394 sqft (0.307 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2796
Street Address	49 SCHOOL ST
City	WATERTOWN
State	MA
Zip	02472-4250
Property Category	Commercial
Property Type	Commercial > Retail > Car Wash
Local Zoning Code	I-2
Legal Block	1
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1000
Census Tract	370301

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	500 TURNPIKE ST, CANTON, MA 02021-2747
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Quit Claim Deed, Transfer SOUTH SHORE BANK
Jun 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK
Oct 11, 2018	Quit Claim Deed, Transfer SOUTH SHORE BANK
Sep 28, 2017	Quit Claim Deed, Transfer · Commercial Mortgage WATERTOWN SAVINGS BANK
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Book / Page	71733 / 444
Last Transfer Date	Jun 16, 2025
Transfer Doc	084490-116
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 14, 2025
Property Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250
Document Number	084490-116
Book / Page	84490 / 116
Instrument Date	Jun 16, 2025
Instrument	97183
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 TURNPIKE ST, CANTON, MA 02021-2747

Mortgage

Document Number	0000097185
Date	Aug 14, 2025
Instrument	97185

Lender

Name	SOUTH SHORE BANK

Agreement

Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72774-495
Date	Jun 17, 2019
Book Page	72774/495
Instrument	82665

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Oct 11, 2018
Property Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250
Document Number	71733-444
Book / Page	71733 / 444
Instrument	156776
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$182.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717330449
Date	Oct 11, 2018
Instrument	71733/0449

Lender

Name	SOUTH SHORE BANK

Agreement

Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Sep 28, 2017
Property Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250
Document Number	69995-536
Book / Page	69995 / 536
Instrument	156840
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250

Mortgage

Document Number	699950538
Date	Sep 28, 2017
Instrument	69995/0538

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Sep 28, 2017
Property Address	49 SCHOOL ST, WATERTOWN, MA 02472-4250
Document Number	69995-530
Book / Page	069995 / 000530
Instrument Date	Sep 27, 2017
Instrument	156836
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	204 DEXTER AVE WATERTOWN MA 024724202, WATERTOWN, MA 02472-4202

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$28,828.00 (+2.8%)	$1,228,300 (-) Land $738,200 Building $490,100
2025	$28,042.00 (+6.79%)	$1,228,300 (+7.95%) Land $738,200 Building $490,100
2024	$26,260.00 (+21.08%)	$1,137,800 (+3.5%) Land $642,800 Building $495,000
2023	$21,689.00	$1,099,300 Land $615,300 Building $484,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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