90 School St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 90 School St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,550 sqft · built 1890
Lot Size	0.14 acres (6,079 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Nov 2024)
Tax Bill	$21,540 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47170-21`

Property Details

APN / Parcel Number

Primary APN	`47170-21`
Alternative APNs	`WATE M:1033 B:0013 L:0082` `898`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,550 sqft Living Area
Gross Area	4,945 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,079 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	898
Street Address	90 SCHOOL ST
City	WATERTOWN
State	MA
Zip	02472-4254
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NB
Legal Block	13
Legal Lot Number	82
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1009
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 NONANTUM ST, NEWTON, MA 02458-2431
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Last Transfer Date	Apr 21, 2025
Transfer Doc	0083990-87
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 11, 2020
Property Address	90 SCHOOL ST, WATERTOWN, MA 02472-4254
Document Number	74116-350
Book / Page	74116 / 350
Instrument Date	Feb 10, 2020
Instrument	20753
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SCHOOL ST, WATERTOWN, MA 02472-4254

Mortgage

Document Number	20754
Date	Feb 11, 2020
Instrument	20754

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,540.00 (+104.02%)	$1,765,600 (+95.33%) Land $434,000 Building $1,331,600	$1,534,367
2025	$10,558.00 (+9.66%)	$903,900 (+9.84%) Land $402,300 Building $501,600
2024	$9,628.00 (-11.69%)	$822,900 (+2.49%) Land $390,300 Building $432,600
2023	$10,903.00	$802,900 Land $382,800 Building $420,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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