Middlesex County and Dracut Town property record for 49 Ruth Ave, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,930 sqft · built 1940 |
| Lot Size | 0.325 acres (14,161 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $50,000 (Dec 1984) |
| Tax Bill | $5,681 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:30 L:79 |
| Primary APN | DRAC M:30 L:79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,426 sqft |
| 1st Floor Area | 1,930 sqft |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 964 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,161 sqft (0.325 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 822426 |
|---|---|
| Street Address | 49 RUTH AVE |
| City | DRACUT |
| State | MA |
| Zip | 01826-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 79 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 314101 |
49 Ruth Ave is held in a trust since March 2025.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 49 RUTH AVE, DRACUT, MA 01826-1923 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 1984 · Amount on File |
| Deed Sale | Dec 17, 1984 · Amount on File |
| Deed Book / Page | 2915 / 277 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 039169-244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 49 RUTH AVE, DRACUT, MA 01826-1923 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 33827-1 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 33827/1 |
| Instrument | 6383 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 49 Ruth Ave was $5,681, up 3.3% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,681.00 (+3.31%) | $587,500 (+8.12%) Land $215,900 Building $371,600 | $477,185 (-) |
| 2025 | $5,499.00 (+0.68%) | $543,400 (+3.96%) Land $198,000 Building $345,400 | $477,185 (-) |
| 2024 | $5,462.00 (+4.36%) | $522,700 (+15.64%) Land $188,600 Building $334,100 | $477,185 |
| 2023 | $5,234.00 | $452,000 Land $164,000 Building $288,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Ruth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Ruth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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