49 Ross Rd, Twisp, WA 98856 Property Records

Okanogan County property record for 49 Ross Rd, Twisp, WA 98856

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 2015
Lot Size	5.86 acres (255,697 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,666 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2016 Mortgage + 2 more
APN	`3222160234`

Property Details

APN / Parcel Number

Primary APN	`3222160234`
Alternative APN	`848633`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	255,697 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Porch Area	396 sqft
Storage Building	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	49 ROSS RD
City	TWISP
State	WA
Zip	98856-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 234 S250 LOT 2 (NW NE) L/RD
Legal Range	22
Legal Township	32
Legal Section	16
Legal Lot Number	2
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	1
Census Block	1042
Census Tract	971000

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4514 S HUDSON ST, SEATTLE, WA 98118-2073
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Oct 26, 2016	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage SALAL CU
Mar 18, 2013	Warranty Deed, Transfer · Seller Carry-Back DONALD E SULLIVAN ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022
Deed Sale	Nov 30, 2022
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	20223268784
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	49 ROSS RD, TWISP, WA 98856-9792
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003265938
Date	Jul 26, 2022
Instrument	3265938

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	49 ROSS RD, TWISP, WA 98856-9792
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003212302
Date	Oct 26, 2016
Instrument	3212302

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2046

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Nov 30, 2022
Property Address	49 ROSS RD, TWISP, WA 98856-9792
Document Number	0003268784
Instrument Date	Nov 16, 2022
Instrument	3268784
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,099.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 S HUDSON ST, SEATTLE, WA 98118-2073

Mortgage

Document Number	0003268785
Date	Nov 30, 2022
Instrument	3268785

Lender

Name	SALAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Mar 18, 2013
Property Address	49 ROSS RD, TWISP, WA 98856-9792
Document Number	0003180611
Instrument Date	Mar 15, 2013
Instrument	3180611
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	INLAND PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,556.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 135TH AVE NE, ARLINGTON, WA 98223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 N SUNSET DR, CAMANO ISLAND, WA 98282-7323

Mortgage

Document Number	0003180612
Date	Mar 18, 2013
Instrument	3180612

Lender

Name	DONALD E SULLIVAN ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,666.00	$594,700 (+4.87%) Land $208,700 Building $386,000	$594,700 (+4.87%) Land $208,700 Building $386,000
2023		$567,100 (+17.07%) Land $208,700 Building $358,400	$567,100 (+17.07%) Land $208,700 Building $358,400
2022		$484,400 Land $208,700 Building $275,700	$484,400 Land $208,700 Building $275,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 84% of Washington
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Okanogan County PUD Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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