31 Ross Rd, Twisp, WA 98856 Property Records

Okanogan County property record for 31 Ross Rd, Twisp, WA 98856

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1921
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2021 Mortgage + 2 more
APN	`3222160219`

Property Details

APN / Parcel Number

Primary APN	`3222160219`
Alternative APN	`848626`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	192,971 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	31 ROSS RD
City	TWISP
State	WA
Zip	98856-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TX 219 S215.4 N1/2 LOT 5 (SW NE) W/RD L/RD
Legal Range	22
Legal Township	32
Legal Section	16
Legal Lot Number	5
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	1
Census Block	1042
Census Tract	971000

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 ROSS RD, TWISP, WA 98856-9792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENCE HOME LOANS LLC
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2025
Transfer Doc	0003286276
Record Updated	Sep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKANOGAN WA
Recording Date	Aug 11, 2025
Property Address	31 ROSS RD, TWISP, WA 98856-9792
Document Number	0003286276
Instrument Date	Aug 4, 2025
Instrument	3286276
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BCHH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0003286277
Date	Aug 11, 2025
Instrument	3286277

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	31 ROSS RD, TWISP, WA 98856-9792
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260055
Date	Dec 14, 2021
Instrument	3260055

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	31 ROSS RD, TWISP, WA 98856-9792
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3241868
Date	May 4, 2020
Instrument	3241868

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKANOGAN WA
Recording Date	Jan 11, 2017
Property Address	31 ROSS RD, TWISP, WA 98856-9792
Document Number	3214052
Instrument Date	Oct 14, 2016
Instrument	3214052
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+2.77%)	$349,000 (+1.69%) Land $185,800 Building $163,200	$349,000 (+1.69%) Land $185,800 Building $163,200
2025		$343,200 (+1.72%) Land $185,800 Building $157,400	$343,200 (+1.72%) Land $185,800 Building $157,400
2024	$2,672.00
2023		$337,400 (+11.57%) Land $185,800 Building $151,600	$337,400 (+11.57%) Land $185,800 Building $151,600
2022		$302,400 Land $185,800 Building $116,600	$302,400 Land $185,800 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Okanogan County PUD Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: Swift-Stream Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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