49 Rector St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 49 Rector St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1925
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Dec 2013)
Tax Bill	$14,626 (2025)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00119-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`09-00119-0000-00049`
Alternative APN	`090011900049`

Interior

Stories	2 Stories
Building Area	1,968 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	49 RECTOR ST
City	METUCHEN
State	NJ
Zip	08840-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X160
Legal Block	119
Legal Lot Number	49
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1009
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middlesex Avenue-Woodwild Park Historic District listed 2017 · 207 contributing resources · NRIS 100001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

49 Rector St is owned and occupied by two individuals who bought it in December 2013.

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 RECTOR ST, METUCHEN, NJ 08840-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2013 · Amount on File
Deed Sale	Dec 12, 2013 · Amount on File
Prior Sale	Jan 3, 2003
Deed Document Number	2013472
Deed Book / Page	6527 / 14
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	49 RECTOR ST, METUCHEN, NJ 08840-1928
Document Number	0000003186
Book / Page	016649 / 000293
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 RECTOR ST METUCHEN NJ 088401928, METUCHEN, NJ 08840-1928

Mortgage

Document Number	0000003186
Date	Jan 26, 2017
Book Page	016649/000293
Instrument	3186

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	408 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 49 Rector St was $14,626, up 4.3% from the year before.

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,600 (-) Land $111,600 Building $90,000	$201,600 (-) Land $111,600 Building $90,000
2025	$14,626.00 (+4.31%)	$201,600 Land $111,600 Building $90,000	$201,600 Land $111,600 Building $90,000
2024	$14,021.00
2023		$198,800 Land $111,600 Building $87,200	$198,800 Land $111,600 Building $87,200
2022	$12,665.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Rector St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Rector St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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