48 Rector St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 48 Rector St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 1900
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jul 2017)
Tax Bill	$21,765 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00124-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`09-00124-0000-00054`
Alternative APN	`090012400054`

Interior

Stories	2 Stories
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Construction Type	Frame
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	250 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 RECTOR ST
City	METUCHEN
State	NJ
Zip	08840-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	66X250
Legal Block	124
Legal Lot Number	54
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1004
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middlesex Avenue-Woodwild Park Historic District listed 2017 · 207 contributing resources · NRIS 100001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 RECTOR ST, METUCHEN, NJ 08840-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 13, 2017	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Aug 29, 1996 · Amount on Record
Deed Document Number	2017192
Deed Book / Page	7008 / 419
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	48 RECTOR ST, METUCHEN, NJ 08840-1929
Document Number	0000061911
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	EXPERT TITLE COMPANY, EXPERT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 RECTOR ST METUCHEN NJ 088401929, METUCHEN, NJ 08840-1929

Mortgage

Document Number	0000061911
Date	Jul 14, 2020
Book Page	017942/001761
Instrument	61911

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 13, 2017
Property Address	48 RECTOR ST, METUCHEN, NJ 08840-1929
Document Number	0000011774
Book / Page	007008 / 000419
Instrument Date	Jun 14, 2017
Instrument	11774
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 RECTOR ST METUCHEN NJ 088401929, METUCHEN, NJ 08840-1929

Mortgage

Document Number	15192
Date	Jul 13, 2017
Book Page	016823/000534
Instrument	15192

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $110,000 Building $190,000	$300,000 (-) Land $110,000 Building $190,000
2025	$21,765.00 (+4.31%)	$300,000 (-) Land $110,000 Building $190,000	$300,000 (-) Land $110,000 Building $190,000
2024	$20,865.00 (+9.17%)
2023		$300,000 Land $110,000 Building $190,000	$300,000 Land $110,000 Building $190,000
2022	$19,113.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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