49 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 49 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,151 sqft · built 2021
Lot Size	10.5 acres (457,665 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2021)
Tax Bill	$11,641 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0023 P:111`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0023 P:111`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,151 sqft Living Area
Gross Area	8,952 sqft
Basement Area	2,728 sqft
Unfinished Basement	2,728 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	457,665 sqft (10.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2022
Census Tract	751102

Owner

49 Putnam Hill Rd is owned and occupied by an individual who bought it in April 2021.

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	49 PUTNAM HILL RD, SUTTON, MA 01590-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · ARM HOMETOWN BANK
Apr 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	202149154
Deed Book / Page	64897 / 204
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	49 PUTNAM HILL RD, SUTTON, MA 01590-1722
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066491-251
Date	Nov 9, 2021
Book Page	66491/251
Instrument	157499

Lender

Name	HOMETOWN BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2028
Index	LIBOR

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Apr 9, 2021
Property Address	49 PUTNAM HILL RD, SUTTON, MA 01590-1722
Document Number	064897-204
Book / Page	64897 / 204
Instrument Date	Apr 9, 2021
Instrument	49154
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 PUTNAM HILL RD, SUTTON, MA 01590-1722

Mortgage

Document Number	0000049155
Date	Apr 9, 2021
Instrument	49155

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 49 Putnam Hill Rd was $11,641, down 1.3% from the year before.

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,641.00 (-1.35%)	$1,007,900 (+2.67%) Land $258,800 Building $749,100	$995,790 (+14.37%)
2025	$11,800.00 (-0.67%)	$981,700 (+4.78%) Land $242,800 Building $738,900	$870,675
2024	$11,880.00 (+102.97%)	$936,900 (+121.7%) Land $225,600 Building $711,300
2023	$5,853.00	$422,600 Land $208,800 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Putnam Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Putnam Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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