Worcester County and Sutton Town property record for 45 Putnam Hill Rd, Sutton, MA 01590 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,658 sqft Living Area |
| Lot Size | 144,469 sqft (3.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2017) |
| Tax Bill | $11,106.00 (2025) |
| Primary APN | SUTT M:0023 P:110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 6,106 sqft Gross Area |
| 1st Floor | 1,398 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 144,469 sqft (3.31 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 45 PUTNAM HILL RD |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590-1722 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SUTTON MA |
| Minor Civil Division | SUTTON |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 751102 |
Source: Worcester County and Sutton Town records · APN SUTT M:0023 P:110
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2024 | Deed of Trust, Mortgage · Line of Credit AVIDIA BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FINANCE AMERICA LLC |
| Oct 04, 2021 | Deed of Trust, Mortgage · Line of Credit AVIDIA BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FINANCE AMERICA LLC |
| Oct 04, 2021 | Deed of Trust, Mortgage · Line of Credit AVIDIA BANK |
| Apr 09, 2018 | Deed of Trust, Mortgage · Line of Credit AVIDIA BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Jul 13, 2017 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage SANTANDER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | Jun 21, 2012 · Amount on Record |
| Deed Book / Page | 57412 / 114 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071254-131 |
|---|---|
| Date | Nov 05, 2024 |
| Book Page | 71254/131 |
| Instrument | 91908 |
| Name | AVIDIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066372-208 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 66372/208 |
| Instrument | 149774 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066212-135 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 66212/135 |
| Instrument | 139037 |
| Name | AVIDIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66372-208 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 66372/208 |
| Instrument | 149774 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66212-135 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 66212/135 |
| Instrument | 139037 |
| Name | AVIDIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58639-77 |
|---|---|
| Date | Apr 09, 2018 |
| Book Page | 58639/77 |
| Instrument | 32395 |
| Name | AVIDIA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Document Number | 62099-81 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 45 PUTNAM HILL RD SUTTON MA 015901722, SUTTON, MA 01590-1722 |
| Document Number | 62099-81 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 062099/000081 |
| Instrument | 30710 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Jul 13, 2017 |
| Property Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Document Number | 57412-114 |
| Book / Page | 57412 / 114 |
| Instrument | 74227 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PUTNAM HILL RD, SUTTON, MA 01590-1722 |
| Document Number | 574120120 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 57412/0120 |
| Name | SANTANDER BANK NA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Rate | 3.5% |
|---|---|
| Max Rate At Change | 80.1% |
| Max Rate | 2.25% |
Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,106.00 (-0.74%) | $924,000 (+4.71%) Land $200,600 Building $723,400 | $917,510 (+3.49%) |
| 2024 | $11,189.00 (+3.02%) | $882,400 (+12.52%) Land $190,300 Building $692,100 | $886,540 |
| 2023 | $10,861.00 | $784,200 Land $173,500 Building $610,700 |
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