Essex County and Georgetown Town property record for 49 Prospect St, Georgetown, MA 01833 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,140 sqft Living Area |
| Lot Size | 10,800 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $718,000 (2025) |
| Tax Bill | $8,046.00 (2025) |
| Primary APN | GEOR M:0011A B:00000 L:00020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 3,888 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,800 sqft (0.248 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 49 PROSPECT ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1641 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 20 |
| Jurisdiction | GEORGETOWN MA |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records · APN GEOR M:0011A B:00000 L:00020
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage SAINT JEANS CU |
| Aug 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance HARBORONE BANK |
| Feb 16, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 08, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Feb 08, 2019 · Amount on Record |
| Deed Book / Page | 42674 / 449 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Apr 22, 2025 |
| Property Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Number | 042674-449 |
| Book / Page | 42674 / 449 |
| Instrument Date | Apr 22, 2025 |
| Instrument | 20250422003410 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Number | 20250422003420 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 20250422003420 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | May 01, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38783-571 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 38783/571 |
| Instrument | 20200804002060 |
| Name | HARBORONE BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Feb 16, 2021 |
| Property Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Number | 39529-86 |
| Book / Page | 39529 / 86 |
| Instrument Date | Jan 23, 2021 |
| Instrument | 20210216000960 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Feb 08, 2019 |
| Property Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Number | 37319-480 |
| Book / Page | 37319 / 480 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 20190208002020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 PROSPECT ST, GEORGETOWN, MA 01833-1641 |
| Document Number | 190208002030 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 190208002030 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,046.00 (+10.78%) | $727,500 (+25.71%) Land $226,100 Building $501,400 | $677,065 |
| 2024 | $7,263.00 (-2.35%) | $578,700 (+0.99%) Land $155,900 Building $422,800 | |
| 2023 | $7,438.00 | $573,000 Land $155,900 Building $417,100 |
49 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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