32 Prospect St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 32 Prospect St, Georgetown, MA 01833 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$651,000 (Aug 2024)
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0011A B:00000 L:00007`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0011A B:00000 L:00007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,280 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 PROSPECT ST
City	GEORGETOWN
State	MA
Zip	01833-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records · APN GEOR M:0011A B:00000 L:00007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 PROSPECT ST, GEORGETOWN, MA 01833-1640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Sep 01, 2005 · Amount on Record
Deed Document Number	20242280
Deed Book / Page	42274 / 268
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	32 PROSPECT ST, GEORGETOWN, MA 01833-1640
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37619-301
Date	Jun 27, 2019
Book Page	37619/301
Instrument	20190627000260

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2039

Tax Assessment & Valuation

Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,033.00 (+31.43%)	$635,900 (+49.13%) Land $251,100 Building $384,800	$605,150
2024	$5,351.00 (+1.67%)	$426,400 (+5.15%) Land $173,100 Building $253,300
2023	$5,263.00	$405,500 Land $173,100 Building $232,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.