49 Pawnee Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 49 Pawnee Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,290 sqft · built 1964
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jan 2013)
Tax Bill	$15,504 (2024)
Deeds & Mortgages	May 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 118.-3-76`

Property Details

APN / Parcel Number

Primary APN	`473489 118.-3-76`
Alternative APNs	`0800-118.00-03.00-076.000` `348911800000030760000000` `47340027830`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Suburban
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	49 PAWNEE DR
City	COMMACK
State	NY
Zip	11725-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-365726 TC-52 *3681 LOT 27 HICKORY WOODS SEC 1
Legal Block	3
Legal Lot Number	76
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1016
Census Tract	135208

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 PAWNEE DR, COMMACK, NY 11725-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit TEACHERS FEDERAL CREDIT UNION
May 5, 2020	Deed of Trust, Mortgage · ARM TEACHERS FCU
Jan 10, 2018	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2013 · Amount on Record
Deed Sale	Jan 25, 2013 · Amount on Record
Prior Sale	Jan 2, 1998 · Amount on Record
Deed Book / Page	12718 / 605
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	May 6, 2026
Property Address	49 PAWNEE DR, COMMACK, NY 11725-4225
Document Number	2372000784
Book / Page	23725 / 784
Instrument Date	Feb 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PAWNEE DR, COMMACK, NY 11725-4225

Mortgage

Document Number	0237250784,
Date	May 6, 2026
Book Page	23725/784

Lender

Name	TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	49 PAWNEE DR, COMMACK, NY 11725-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231320476
Date	May 5, 2020
Book Page	23132/476
Instrument	DL005459

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	May 1, 2030
Index	1-Year LIBOR
Margin	3

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	49 PAWNEE DR, COMMACK, NY 11725-4225
Document Number	0228940790
Book / Page	022894 / 000790
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	PREMIUM TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PAWNEE DR COMMACK NY 117254225, COMMACK, NY 11725-4225

Mortgage

Document Number	0228940790
Date	Jan 23, 2018
Book Page	022894/000790

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,025 (-) Land $300 Building $5,725	$753,125 (+10,775.45%) Land $37,500 Building $715,625
2024	$15,504.00
2023		$6,025 Land $300 Building $5,725	$6,925 Land $345 Building $6,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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