45 Pawnee Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 45 Pawnee Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,700 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jan 2021)
Tax Bill	$14,387 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 118.-3-73`

Property Details

APN / Parcel Number

Primary APN	`473489 118.-3-73`
Alternative APNs	`0800-118.00-03.00-073.000` `348911800000030730000000` `47340027827`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	45 PAWNEE DR
City	COMMACK
State	NY
Zip	11725-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-365676 TC-52 *3681 LOT 25 HICKORY WOODS SEC 1
Legal Block	3
Legal Lot Number	73
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1016
Census Tract	135208

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PAWNEE DR, COMMACK, NY 11725-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jan 6, 2021	Deed, Transfer · Stand-Alone First Mortgage CONTINENTAL MORTGAGE BANKING
Feb 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Book / Page	13085 / 624
Prior Transfer Date	Dec 1, 2013
Prior Transfer Doc	0127590136
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	45 PAWNEE DR, COMMACK, NY 11725-4225
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235580800
Date	Jan 5, 2024
Book Page	23558/800

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 6, 2021
Property Address	45 PAWNEE DR, COMMACK, NY 11725-4225
Document Number	0130850624
Book / Page	13085 / 624
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15001 95TH ST, OZONE PARK, NY 11417-2922

Mortgage

Document Number	DL045774
Date	Jan 6, 2021
Instrument	DL045774

Lender

Name	CONTINENTAL MORTGAGE BANKING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 15, 2018
Property Address	45 PAWNEE DR, COMMACK, NY 11725-4225
Document Number	0129500337
Book / Page	12950 / 337
Instrument Date	Jan 29, 2018
Instrument	0018-0029134
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WARNER CT, HUNTINGTON, NY 11743-5829

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,500 (-) Land $300 Building $5,200	$687,500 (+10,774.72%) Land $37,500 Building $650,000
2024	$14,387.00
2023		$5,500 Land $300 Building $5,200	$6,322 Land $345 Building $5,977

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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