Kenton County property record for 49 Orphanage Rd, Fort Mitchell, KY 41017
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | built 1987 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,800,000 (Nov 2021) |
| Tax Bill | $47,568 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-06-005.01 |
| Primary APN | 028-40-06-005.01 |
|---|
| Units | 12 Units |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 174,240 sqft (4 acres) |
| Street Address | 49 ORPHANAGE RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-3000 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Legal Description | 4 ACS NR MARTIN GEIGER |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 64600 |
49 Orphanage Rd, a residential property, is owned by a company that bought it in November 2021.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2641 CRESCENT SPRINGS PIKE, C, FT MITCHELL, KY 41017-1568 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Nov 1, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HEARTLAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on File |
| Deed Sale | Nov 1, 2021 · Amount on File |
| Prior Sale | Aug 1, 1996 · Amount on File |
| Deed Document Number | 20215900095 |
| Deed Book / Page | 127 / 990 |
| Prior Transfer Date | Oct 28, 2021 |
| Prior Transfer Doc | 0005900095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 49 ORPHANAGE RD, FT WRIGHT, KY 41017-3000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900246 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 423/253 |
| Instrument | 22112205900246 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | FORT THOMAS, KY 41075 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 49 ORPHANAGE RD, FT WRIGHT, KY 41017-3000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2523 DIXIE HWY B, B, FORT MITCHELL, KY 41017-3009 |
| Document Number | 0005900247 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 423/266 |
| Instrument | 22112205900247 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | FORT THOMAS, KY 41075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 1, 2021 |
| Property Address | 49 ORPHANAGE RD, FT WRIGHT, KY 41017-3000 |
| Document Number | 0005900095 |
| Book / Page | 127 / 990 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 21110105900095 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8344 PLEASANT VALLEY RD, 8344, FLORENCE, KY 41042-9575 |
| Name | Verified Name |
|---|---|
| Address | 2523 DIXIE HWY # B, B, FORT MITCHELL, KY 41017-3009 |
| Document Number | 0005900096 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 294/13 |
| Instrument | 21110105900096 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 28, 2031 |
The 2025 property tax bill for 49 Orphanage Rd was $47,568.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,800,000 (-) Land $230,000 Building $4,570,000 | $4,800,000 (-) Land $230,000 Building $4,570,000 | |
| 2025 | $47,568.00 | $4,800,000 Land $230,000 Building $4,570,000 | $4,800,000 Land $230,000 Building $4,570,000 |
| 2023 | $51,168.00 | $4,800,000 Land $230,000 Building $4,570,000 | $4,800,000 Land $230,000 Building $4,570,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Orphanage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 Orphanage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions.
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