49 Old Pine Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 49 Old Pine Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 2,822 sqft · built 1979
Lot Size	0.287 acres (12,506 sqft)
Owner	Company Name on Record
Last Sale	$624,500 (May 2022)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NARR M:N-G B:476`

Property Details

APN / Parcel Number

Primary APN	`NARR M:N-G B:476`
Alternative APNs	`M:N=G B:476` `2411228`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
Gross Area	2,990 sqft
Basement Area	1,378 sqft
Finished Basement	1,378 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,506 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2411228
Street Address	49 OLD PINE RD
City	NARRAGANSETT
State	RI
Zip	02882-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	476
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	4
Census Block	4040
Census Tract	51502

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 STEEPLE LN, LINCOLN, RI 02865-4831
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK RHODE ISLAND
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Deed Document Number	20221795
Deed Book / Page	1002 / 861
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	May 5, 2022
Property Address	49 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Document Number	001002-861
Book / Page	1002 / 861
Instrument Date	May 5, 2022
Instrument	2022001795
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 STEEPLE LN, LINCOLN, RI 02865-4831

Mortgage

Document Number	2022001796
Date	May 5, 2022
Instrument	2022001796

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Jun 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	49 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000994-376
Date	Dec 15, 2021
Book Page	994/376
Instrument	2021006040

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (+8.92%)	$586,400 (+49.33%) Land $213,800 Building $372,600	$987,822
2023	$3,656.00 (+3.45%)	$392,700 (-) Land $152,700 Building $240,000
2022	$3,534.00	$392,700 Land $152,700 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1998–2026)
Claims Outside the SFHA	11 of 15
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER DEPT-NORTH END serves 4,432 people · EPA ID RI1858429
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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