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38 Old Pine Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 38 Old Pine Rd, Narragansett, RI 02882 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,236 sqft · built 1981
Lot Size0.232 acres (10,123 sqft)
OwnerCompany Name on File
Tax Bill$4,029 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNARR M:N-G B:687

Property Details

APN / Parcel Number

Primary APNNARR M:N-G B:687
Alternative APNs
  • M:N=G B:687
  • 14050275

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,236 sqft Living Area
Gross Area3,847 sqft
Basement Area960 sqft
Unfinished Basement312 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,123 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number14050275
Street Address38 OLD PINE RD
CityNARRAGANSETT
StateRI
Zip02882-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block687
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group4
Census Block4047
Census Tract51502

Owner

Source: Narragansett Town records · APN NARR M:N-G B:687

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address38 OLD PINE RD, NARRAGANSETT, RI 02882-2409
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 01, 2017Deed of Trust, Mortgage
CITIZENS BANK
Dec 11, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 05, 2018
Transfer Doc922-444
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Recording DateApr 23, 2026
Property Address38 OLD PINE RD, NARRAGANSETT, RI 02882-2409
Document Number001060-197
Book / Page1060 / 197
Instrument DateApr 13, 2026
Instrument20261030
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001030,
DateApr 23, 2026
Book Page1060/197
Instrument20261030
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
Max Rate-1%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address38 OLD PINE RD, NARRAGANSETT, RI 02882-2409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number903-502
DateNov 01, 2017
Book Page903/502
Instrument4064
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNARRAGANSETT RI
Recording DateDec 11, 2018
Property Address38 OLD PINE RD, NARRAGANSETT, RI 02882-2409
Document Number922-444
Book / Page000922 / 000444
Instrument DateDec 05, 2018
Instrument4334
Transaction TypeTransfer
Record UpdatedJan 02, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address38 OLD PINE RD NARRAGANSETT RI 028822409, NARRAGANSETT, RI 02882-2409

Tax Assessment & Valuation

Source: Narragansett Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,029.00 (+3.92%)$593,400 (+42.51%) Land $208,900 Building $384,500
2023$3,877.00 (+3.44%)$416,400 (-) Land $149,200 Building $267,200
2022$3,748.00$416,400 Land $149,200 Building $267,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090515024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims15 (1998–2026)
Claims Outside the SFHA11 of 15
Most Recent ClaimMay 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Apr 2010 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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