San Joaquin County property record for 49 O St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,033 sqft · built 2007 |
| Lot Size | 0.115 acres (5,002 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $417,000 (Mar 2007) |
| Tax Bill | $4,788 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-750-040-000 |
| Primary APN | 196-750-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,033 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,002 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-750-04 |
|---|---|
| Street Address | 49 O ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT OF 196-270-05 PER RIEGER PROPERTY |
| Legal Subdivision | RIEGER PROP |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 5129 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 49 O ST, LATHROP, CA 95330-8513 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Jul 26, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Apr 4, 2018 | Deed of Trust, Mortgage · VA Mortgage CASHCALL |
| Aug 11, 2017 | Deed of Trust, Mortgage · VA Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2007 · Amount on Record |
| Deed Sale | Mar 23, 2007 · Amount on Record |
| Deed Document Number | 200758358 |
| Last Transfer Date | Aug 5, 2025 |
| Transfer Doc | 0000067543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 49 O ST, LATHROP, CA 95330-8513 |
| Document Number | 0000092068 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 49 O ST LATHROP CA 953308513, LATHROP, CA 95330-8513 |
| Document Number | 0000092068 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 92068 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 49 O ST, LATHROP, CA 95330-8513 |
| Document Number | 0000091826 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 49 O ST LATHROP CA 953308513, LATHROP, CA 95330-8513 |
| Document Number | 0000091826 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 91826 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CENTERTOWN, MO 65023 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 49 O ST, LATHROP, CA 95330-8513 |
| Document Number | 0000040757 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 49 O ST LATHROP CA 953308513, LATHROP, CA 95330-8513 |
| Document Number | 0000040757 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 40757 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 49 O ST, LATHROP, CA 95330-8513 |
| Document Number | 0000093761 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 49 0TH ST LATHROP CA 95330, LATHROP, CA 95330 |
| Document Number | 0000093761 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 93761 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,788.00 (+0.63%) | ||
| 2025 | $4,758.00 (+2.94%) | $547,697 (+4.04%) Land $218,033 Building $329,664 | |
| 2023 | $4,622.00 (-6.98%) Disabled Person's exemption Veteran's exemption | $526,430 Land $209,567 Building $316,863 | $512,460 |
| 2022 | $4,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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