49 Nicholson St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 49 Nicholson St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,008 sqft · built 1957
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Jan 2019)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:023 L:366 S:054`

Property Details

APN / Parcel Number

Primary APN	`B:023 L:366 S:054`
Alternative APN	`LYNN M:023 B:366 L:054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,248 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 NICHOLSON ST
City	LYNN
State	MA
Zip	01905-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	366
Legal Lot Number	54
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3001
Census Tract	205600

Owner

49 Nicholson St is owned and occupied by an individual who bought it in January 2019.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 NICHOLSON ST, LYNN, MA 01905-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jan 25, 2019	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	49 NICHOLSON ST, LYNN, MA 01905-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37130-282
Date	Nov 5, 2018
Book Page	37130/282
Instrument	181105000470

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	49 NICHOLSON ST, LYNN, MA 01905-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38439-199
Date	Apr 21, 2020
Book Page	38439/199
Instrument	20200421006220

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 25, 2019
Property Address	49 NICHOLSON ST, LYNN, MA 01905-1320
Document Number	37292-331
Book / Page	037292 / 000331
Instrument Date	Jan 25, 2019
Instrument	1901251340
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,741.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 NICHOLSON ST LYNN MA 019051320, LYNN, MA 01905-1320

Mortgage

Document Number	37292-334
Date	Jan 25, 2019
Book Page	037292/000334
Instrument	1901251350

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 Nicholson St was $5,765, up 4.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (+4.27%)	$556,500 (+5.98%) Land $206,100 Building $350,400	$492,290
2024	$5,529.00 (+4.3%)	$525,100 (+10.45%) Land $204,800 Building $320,300
2023	$5,301.00	$475,400 Land $189,000 Building $286,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Nicholson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Nicholson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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