48 Nicholson St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 48 Nicholson St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,301 sqft · built 1955
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2018)
Tax Bill	$5,849 (2025)
Deeds & Mortgages	Jan 2025 Refinance Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:023 L:366 S:064`

Property Details

APN / Parcel Number

Primary APN	`B:023 L:366 S:064`
Alternative APN	`LYNN M:023 B:366 L:064`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	2,656 sqft
Basement Area	1,290 sqft
Unfinished Basement	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 NICHOLSON ST
City	LYNN
State	MA
Zip	01905-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	366
Legal Lot Number	64
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3001
Census Tract	205600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 NICHOLSON ST, LYNN, MA 01905-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 28, 2018	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 19, 2018	Quit Claim Deed, Transfer · Conventional with PMI UNIVERSAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Book / Page	37048 / 462
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 NICHOLSON ST, LYNN, MA 01905-1321
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042530-516
Date	Jan 14, 2025
Book Page	42530/516
Instrument	20250114002310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 NICHOLSON ST, LYNN, MA 01905-1321
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37843-258
Date	Sep 16, 2019
Book Page	37843/258
Instrument	20190916001970

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 28, 2018
Property Address	48 NICHOLSON ST, LYNN, MA 01905-1321
Document Number	37048-462
Book / Page	037048 / 000462
Instrument Date	Sep 28, 2018
Instrument	1809285630
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 NICHOLSON ST LYNN MA 019051321, LYNN, MA 01905-1321

Mortgage

Document Number	37048-464
Date	Sep 28, 2018
Book Page	037048/000464
Instrument	1809285640

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 19, 2018
Property Address	48 NICHOLSON ST, LYNN, MA 01905-1321
Document Number	36798-491
Book / Page	036798 / 000491
Instrument Date	Jun 12, 2018
Instrument	1806191970
Transaction Type	Transfer
Record Updated	Aug 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	332 WASHINGTON AVE #2 CHELSEA MA 021503642, 2, CHELSEA, MA 02150-3642

Mortgage

Document Number	36798-493
Date	Jun 19, 2018
Book Page	036798/000493
Instrument	180619198

Lender

Name	UNIVERSAL CAP
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,849.00 (+4.54%)	$564,600 (+6.27%) Land $209,500 Building $355,100	$539,315
2024	$5,595.00 (+4.66%)	$531,300 (+10.8%) Land $208,200 Building $323,100
2023	$5,346.00	$479,500 Land $192,200 Building $287,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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