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49 N Pine Ave, Umatilla, FL 32784 Property Records

Lake County property record for 49 N Pine Ave, Umatilla, FL 32784 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 1984
Lot Size0.225 acres (9,794 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jun 2022)
Tax Bill$3,719 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-2300-00D-02300

Property Details

APN / Parcel Number

Primary APN13-18-26-2300-00D-02300
Alternative APNs
  • 261813230000D02300
  • 2698284

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,780 sqft Living Area
1st Floor Area1,780 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,794 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2698284
Street Address49 N PINE AVE
CityUMATILLA
StateFL
Zip32784-9586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA OAK PARK LOTS 23 24 BLK D PB 2 PG 16 ORB 5974 PG 335
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionUMATILLA OAK PARK
Legal Tract2300
Legal BlockD
Legal Lot Number23
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1052
Census Tract30109

Owner

Source: Lake County records · APN 13-18-26-2300-00D-02300

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49 N PINE AVE, UMATILLA, FL 32784-9586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 13, 2022Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Deed Document Number202281817
Deed Book / Page5974 / 335
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address49 N PINE AVE, UMATILLA, FL 32784-9586
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 N PINE AVE, UMATILLA, FL 32784-9586

Mortgage

Document Number0057251045
DateJun 08, 2021
Book Page5725/1045
Instrument2021078745
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 13, 2022
Property Address49 N PINE AVE, UMATILLA, FL 32784-9586
Document Number0059740335
Book / Page5974 / 335
Map ReferenceMB 2 PG 16
Instrument DateJun 10, 2022
Instrument2022081817
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2288, UMATILLA, FL 32784-2288

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address49 N PINE AVE, UMATILLA, FL 32784-9586

Mortgage

Document Number0005974337
DateJun 13, 2022
Instrument5974/337
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$225,970 (+2.9%)$228,739 (-) Land $67,500 Building $161,239
2025$3,719.00 (+6.2%) Homeowner's exemption Veteran's exemption$219,610 (+5.98%) Land $67,500 Building $152,110$228,739 (+10.38%) Land $67,500 Building $161,239
2024$3,502.00 (+4.38%)
2023$3,355.00 (-5.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$207,220 (+22.19%)$207,220 (+22.19%) Land $64,800 Building $142,420
2022$3,543.00$169,593$169,593 Land $28,080 Building $141,513

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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