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220 N Pine Ave, Umatilla, FL 32784 Property Records

Lake County property record for 220 N Pine Ave, Umatilla, FL 32784 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,913 sqft · built 2019
Lot Size2.41 acres (105,340 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Nov 2015)
Tax Bill$4,856 (2024)
Deeds & MortgagesDec 2021 Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-18-27-0200-000-01000

Property Details

APN / Parcel Number

Primary APN18-18-27-0200-000-01000
Alternative APNs
  • 271818020000001000
  • 1755344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,913 sqft Living Area
Gross Area2,863 sqft
1st Floor Area1,913 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialWood
Construction TypeFrame
Roof MaterialMetal
Lot Area105,340 sqft (2.41 acres)
View / LotLake Front
Garage TypeAttached
Garage Area950 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Open Porch
Porch Area662 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1755344
Street Address220 N PINE AVE
CityUMATILLA
StateFL
Zip32784-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA WHITCOMB'S SUB PB 1 PG 74 BEGIN 89.76 FEET NORTH AND 147.16 FEET EAST OF SOUTHWEST CORNER OF GOVERNMENT LOT 1 SECTION 18-18-27 RUN NORTH 296.02 FEET NORTH 54-30-00 EAST 273 FEET TO SHORE OF LAKE AND POINT A RETURN TO POINT OF BEGINNING RUN E
Legal Range27E
Legal Township18S
Legal Section18
Legal SubdivisionUMATILLA WHITCOMBS SUB
Legal Tract0200
Legal Lot Number10
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1017
Census Tract30109

Owner

Source: Lake County records · APN 18-18-27-0200-000-01000

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 N PINE AVE, UMATILLA, FL 32784-9513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Oct 08, 2019Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK OF FLORIDA NA
Jul 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2015 · Amount on Record
Deed SaleNov 06, 2015 · Amount on Record
Deed Document Number2015121845
Deed Book / Page4703 / 70
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address220 N PINE AVE, UMATILLA, FL 32784-9513
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 N PINE AVE, UMATILLA, FL 32784-9513

Mortgage

Document Number0058550138
DateDec 10, 2021
Book Page5855/138
Instrument2021171110
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address220 N PINE AVE, UMATILLA, FL 32784-9513
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053540522
DateOct 08, 2019
Book Page5354/0522
Instrument2019113240
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressEUSTIS, FL 32726
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueAug 22, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateJul 12, 2019
Property Address220 N PINE AVE, UMATILLA, FL 32784-9513
Document Number0053090282
Book / Page005309 / 000282
Instrument DateJul 11, 2019
Instrument78155
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 N PINE AVE UMATILLA FL 327849513, UMATILLA, FL 32784-9513

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$293,410 (+2.9%)$535,020 (-0.11%) Land $277,200 Building $257,820
2025$285,150 (+5.98%) Land $277,200 Building $7,950$535,631 (+68.71%) Land $277,200 Building $258,431
2024$4,856.00 (+4.18%)
2023$4,661.00 (+2.91%) Homeowner's exemption$269,050 (+3%)$317,495 (+1.11%) Land $64,800 Building $252,695
2022$4,529.00 Homeowner's exemption$261,220$314,008 Land $64,800 Building $249,208

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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