49 Monroe Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 49 Monroe Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1961
Lot Size	0.205 acres (8,908 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2015)
Tax Bill	$13,794 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00710-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00710-0000-00001`
Alternative APNs	`100071000001` `042800`

Interior

Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,908 sqft (0.205 acres)
Lot Dimensions	118 ft deep x 5 ft wide

Location & Zoning

Account Number	042800
Street Address	49 MONROE AVE
City	DUMONT
State	NJ
Zip	07628-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75.5X118
Legal Block	710
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7010
Census Tract	10300

Owner

49 Monroe Ave is owned and occupied by two individuals who bought it in July 2015.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 MONROE AVE, DUMONT, NJ 07628-2741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on File
Deed Sale	Jul 28, 2015 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	201556249
Deed Book / Page	2006 / 1272
Prior Transfer Date	Apr 7, 2012
Prior Transfer Doc	0012562416
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	49 MONROE AVE, DUMONT, NJ 07628-2741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037150977
Date	Sep 18, 2020
Book Page	3715/977
Instrument	20-088458

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 49 Monroe Ave was $13,794, up 5.6% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,000 (+7.21%) Land $342,100 Building $289,900	$632,000 (+7.21%) Land $342,100 Building $289,900
2025	$13,794.00 (+5.61%)	$589,500 Land $314,200 Building $275,300	$589,500 Land $314,200 Building $275,300
2024	$13,061.00
2023		$321,300 Land $182,000 Building $139,300	$321,300 Land $182,000 Building $139,300
2022	$12,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20