Bergen County and Dumont Borough property record for 42 Monroe Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,772 sqft · built 1930 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Apr 2017) |
| Tax Bill | $13,123 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00709-0000-00017 |
| Primary APN | 10-00709-0000-00017 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,772 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 87 ft wide |
| Account Number | 041700 |
|---|---|
| Street Address | 42 MONROE AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 87X100 |
| Legal Subdivision | DUMONT HEIGHTS |
| Legal Block | 709 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7009 |
| Census Tract | 10300 |
42 Monroe Ave is owned and occupied by an individual who bought it in April 2017.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Aug 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2017 · Amount on File |
| Deed Sale | Apr 4, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 42 MONROE AVE, NEW MILFORD, NJ 07628-2715 |
| Document Number | 0057251515 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 5725/1515 |
| Instrument | 2026010375 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0044970024 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 4497/24 |
| Instrument | 2021182227 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040780192 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4078/192 |
| Instrument | 2021056494 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025792172 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 02579/2172 |
| Instrument | 17-028423.01 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | MORRIS PLAINS, NJ 07950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 42 MONROE AVE, DUMONT, NJ 07628-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033120015 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 3312/15 |
| Instrument | 19-050194 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 42 Monroe Ave was $13,123, up 0.9% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,600 (+7.1%) Land $305,000 Building $295,600 | $600,600 (+7.1%) Land $305,000 Building $295,600 | |
| 2025 | $13,123.00 (+0.92%) | $560,800 Land $280,000 Building $280,800 | $560,800 Land $280,000 Building $280,800 |
| 2024 | $13,003.00 | ||
| 2023 | $319,900 Land $150,000 Building $169,900 | $319,900 Land $150,000 Building $169,900 | |
| 2022 | $12,421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 42 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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