49 Memorial Dr, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 49 Memorial Dr, Gowanda, NY 14070 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1950
Lot Size	0.215 acres (9,372 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Jul 2021)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047201 8.075-1-40`

Property Details

APN / Parcel Number

Primary APN	`047201 8.075-1-40`
Alternative APNs	`720100807500010400000000` `0430`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,372 sqft (0.215 acres)
Lot Dimensions	156 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0430
Street Address	49 MEMORIAL DR
City	GOWANDA
State	NY
Zip	14070-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 06 08
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERSIA
Census Block Group	2
Census Block	2009
Census Tract	960400

Owner

Source: Cattaraugus County and Persia Town records · APN 047201 8.075-1-40

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 MEMORIAL DR, GOWANDA, NY 14070-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	20217643
Prior Transfer Date	Nov 14, 2003
Prior Transfer Doc	1031000826
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jul 02, 2021
Property Address	49 MEMORIAL DR, GOWANDA, NY 14070-1110
Document Number	202107643
Instrument Date	Jul 02, 2021
Instrument	202107643
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 UNION ST, GOWANDA, NY 14070-1024

Mortgage

Document Number	202107644
Date	Jul 02, 2021
Instrument	202107644

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Persia Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (-2.41%)	$168,900 (+13.36%) Land $5,800 Building $163,100	$168,900 (+13.36%) Land $5,800 Building $163,100
2024	$3,399.00
2023		$149,000 Land $5,800 Building $143,200	$149,000 Land $5,800 Building $143,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360099604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Cost	Premium on Record median of 53 individual NFIP policies nearby
Nearby Flood Policies	53 in force
Nearby Flood Claims	124 (1979–2014)
Claims Outside the SFHA	20 of 124
Most Recent Claim	May 2014, other causes
Claims By Storm	Severe Storms And Flooding, May 2014 · 111 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.