Cattaraugus County and Persia Town property record for 45 Memorial Dr, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,270 sqft · built 1960 |
| Lot Size | 0.249 acres (10,871 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,528 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 8.075-1-39 |
| Primary APN | 047201 8.075-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,871 sqft (0.249 acres) |
| Lot Dimensions | 155 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0917 |
|---|---|
| Street Address | 45 MEMORIAL DR |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 28 06 08 |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MEMORIAL DR, GOWANDA, NY 14070-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 (+0.44%) Homeowner's exemption | $145,600 (+13.4%) Land $6,500 Building $139,100 | $145,600 (+13.4%) Land $6,500 Building $139,100 |
| 2024 | $2,517.00 | ||
| 2023 | $128,400 Land $6,500 Building $121,900 | $128,400 Land $6,500 Building $121,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 124 (1979–2014) |
| Claims Outside the SFHA | 20 of 124 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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