49 McCully St, Ramey, PA 16671 Property Records

Clearfield County property record for 49 McCully St, Ramey, PA 16671

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Apr 2015)
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L14-372-00012`

Property Details

APN / Parcel Number

Primary APN	`L14-372-00012`
Alternative APNs	`1030L1437200012` `103089617`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	103089617
Street Address	49 MCCULLY ST
City	RAMEY
State	PA
Zip	16671-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H, G, 2 L 34-35 & 1/2 L 36
Jurisdiction	CLEARFIELD PA
Township / Civil Division	BIGLER
Census Block Group	2
Census Block	2058
Census Tract	331600

Owner

Source: Clearfield County records · APN L14-372-00012

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 MCCULLY ST, RAMEY, PA 16671-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2015 · Amount on Record
Deed Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	20154592
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	49 MCCULLY ST, RAMEY, PA 16671-1042
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011352
Date	Sep 28, 2020
Instrument	202011352

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	HOUTZDALE, PA 16651

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clearfield County records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
County Subdivision	Bigler Township
Unified School District	Moshannon Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00	$24,800 (+1%) Land $2,100 Building $22,700
2025	$1,664.00 (+436.77%)
2024	$310.00	$12,400 (-) Land $1,050 Building $11,350
2023	$310.00	$12,400 Land $1,050 Building $11,350
1987			$99,200 Land $8,400 Building $90,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clearfield County (42033C), updated June 29, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420333316002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 4 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 59 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.