Clearfield County property record for 278 McCully St, Ramey, PA 16671
| Property Type | Single Family Home |
|---|---|
| Details | built 2023 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,900 (Jun 2021) |
| Tax Bill | $4,722 (2026) |
| Deeds & Mortgages | Nov 2021 Construction Loan Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L15-362-00013 |
| Primary APN | L15-362-00013 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 47,916 sqft (1.1 acres) |
| Account Number | 017011921 |
|---|---|
| Street Address | 278 MCCULLY ST |
| City | RAMEY |
| State | PA |
| Zip | 16671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & 1.1 A |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | RAMEY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 331700 |
Source: Clearfield County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 243, RAMEY, PA 16671-0243 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Construction Mortgage RELIANCE SAVINGS BANK |
| Jun 30, 2021 | Deed, Transfer · Commercial Mortgage CNB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Jun 20, 2014 · Amount on Record |
| Deed Document Number | 20219629 |
| Prior Transfer Date | Jul 13, 1989 |
| Prior Transfer Doc | 1302000493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 278 MCCULLY ST, RAMEY, PA 16671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202117637 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 202117637 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Jun 30, 2021 |
| Property Address | 278 MCCULLY ST, RAMEY, PA 16671 |
| Document Number | 0202109629 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 202109629 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $789.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 4TH ST, HOUTZDALE, PA 16651-8123 |
| Document Number | 0202109630 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 202109630 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| Municipality | Ramey Borough |
| Unified School District | Moshannon Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,722.00 (+0.02%) | $69,800 (-) Land $7,550 Building $62,250 | |
| 2025 | $4,721.00 (+441.4%) | $69,800 (+1%) Land $7,550 Building $62,250 | |
| 2024 | $872.00 (+28,966.67%) | $34,900 (+23,166.67%) Land $3,775 Building $31,125 | |
| 2023 | $3.00 | $150 Land $150 | |
| 1987 | $279,200 Land $30,200 Building $249,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, In The Stix Broadband, T-Mobile, Xfinity.
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