Otsego County and Maryland Town property record for 49 Main St, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1880 |
| Square Footage | 3,724 sqft Living Area |
| Lot Size | 80,586 sqft (1.85 acres) |
| Last Sale | $234,000 (2024) |
| Tax Bill | $5,121.00 (2025) |
| Primary APN | 363600 230.19-1-24.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,724 sqft Living Area |
| 1st Floor | 1,952 sqft 1st Floor |
| 2nd Floor | 1,772 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 80,586 sqft (1.85 acres) |
| Shed | 1 Shed |
| Shed Area | 98 sqft Shed |
| Porch Area | 496 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Wood Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 030170 |
|---|---|
| Street Address | 49 MAIN ST |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-2025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 996FILED MAP #2643 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 24.001 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 230.19-1-24.01
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 MARKET ST, ROTTERDAM JUNCTION, NY 12150-7703 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| May 12, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on Record |
| Deed Sale | Aug 27, 2024 · Amount on Record |
| Prior Sale | Nov 07, 1996 · Amount on Record |
| Deed Doc Number | 20242024-3377 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 49 MAIN ST, SCHENEVUS, NY 12155-2025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000772 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-3772 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 49 MAIN ST, SCHENEVUS, NY 12155-2025 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000595 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-2595 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jun 01, 2038 |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,121.00 | $165,200 (-) Land $15,400 Building $149,800 | $233,103 (+18.53%) Land $21,730 Building $211,373 |
| 2023 | $165,200 Land $15,400 Building $149,800 | $196,667 Land $18,333 Building $178,334 |
49 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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