48 Main St, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 48 Main St, Schenevus, NY 12155 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	2 Baths
Year Built	Built 1857
Square Footage	2,504 sqft Living Area
Lot Size	41,382 sqft (0.95 acres)
Occupancy	Owner Occupied
Last Sale	$144,500 (2026)
Tax Bill	$2,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`363600 230.19-2-15.00`
Alternative APNs	`360023001900020150000000` `044375`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,504 sqft Living Area
1st Floor	1,252 sqft 1st Floor
2nd Floor	900 sqft 2nd Floor
Upper Floors	352 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	41,382 sqft (0.95 acres)
Lot Width	141 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Porch Area	644 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	044375
Street Address	48 MAIN ST
City	SCHENEVUS
State	NY
Zip	12155
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	986 0 0
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	OTSEGO NY
Minor Civil Division	MARYLAND
Census Blockgroup	2
Census Block	2030
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records · APN 363600 230.19-2-15.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 WELTON AVE, SCHENEVUS, NY 12155
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Doc Number	2026917
Prior Transfer Date	Jun 08, 2014
Prior Transfer Doc	2014002643
Record Refreshed	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 23, 2026
Property Address	48 MAIN ST, SCHENEVUS, NY 12155
Document Number	0000000017
Instrument Date	Jan 25, 2026
Instrument	2026-917
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WELTON AVE, SCHENEVUS, NY 12155

Mortgage

Document Number	0000000018
Date	Feb 23, 2026
Instrument	2026-918

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+3.85%)	$111,200 (-) Land $13,300 Building $97,900	$156,907 (+10.06%) Land $18,767 Building $138,140
2024	$2,309.00 Homeowner's exemption Senior Citizen's exemption	$111,200 (-) Land $13,300 Building $97,900	$142,564 (+7.69%) Land $17,051 Building $125,513
2023		$111,200 Land $13,300 Building $97,900	$132,381 Land $15,833 Building $116,548

Flood & Wildfire

48 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.