49 Main St, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 49 Main St, Jaffrey, NH 03452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 1895
Lot Size	0.559 acres (24,356 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2021)
Tax Bill	$9,791 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JAFF M:238 B:42 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:238 B:42 L`
Alternative APN	`1615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	1,231 sqft
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,356 sqft (0.559 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1615
Street Address	49 MAIN ST
City	JAFFREY
State	NH
Zip	03452-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	42
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	3
Census Block	3040
Census Tract	970500

Owner

49 Main St is owned and occupied by two individuals who bought it in June 2021.

Source: Cheshire County and Jaffrey Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 MAIN ST, JAFFREY, NH 03452-6138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU
Jun 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Dec 17, 2004 · Amount on File
Deed Document Number	20215868
Deed Book / Page	3165 / 879
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	49 MAIN ST, JAFFREY, NH 03452-6138
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003232-301
Date	Nov 18, 2022
Book Page	3232/301
Instrument	2210519

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAFFREY TOWN NH
Recording Date	Jun 1, 2021
Property Address	49 MAIN ST, JAFFREY, NH 03452-6138
Document Number	3165-879
Book / Page	3165 / 879
Instrument Date	May 28, 2021
Instrument	2105868
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 NUTTING RD, JAFFREY, NH 03452-5741

Mortgage

Document Number	2105869
Date	Jun 1, 2021
Instrument	2105869

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Main St was $9,791, up 15% from the year before.

Source: Cheshire County and Jaffrey Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,791.00 (+15.03%)	$516,700 (+99.11%) Land $99,500 Building $417,200
2024	$8,512.00 (+5.33%)	$259,500 (+7.1%) Land $41,900 Building $217,600
2023	$8,081.00 (+4.76%)	$242,300 (-2.69%) Land $41,900 Building $200,400
2022	$7,714.00	$249,000 Land $41,900 Building $207,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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