45 Main St, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 45 Main St, Jaffrey, NH 03452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,041 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Sep 2016)
Tax Bill	$4,925 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`JAFF M:238 B:39 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:238 B:39 L`
Alternative APN	`607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,041 sqft
Attic	Attic
Attic Area	841 sqft
Basement Area	162 sqft
Unfinished Basement	162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	607
Street Address	45 MAIN ST
City	JAFFREY
State	NH
Zip	03452-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	39
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	3
Census Block	3040
Census Tract	970500

Owner

45 Main St is owned and occupied by an individual who bought it in September 2016.

Source: Cheshire County and Jaffrey Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	45 MAIN ST, JAFFREY, NH 03452-6138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on File
Deed Sale	Sep 12, 2016 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	20167192
Deed Book / Page	2959 / 265
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	45 MAIN ST, JAFFREY, NH 03452-6138
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03223-1187
Date	Aug 24, 2022
Book Page	3223/1187
Instrument	2207847

Lender

Name	COASTAL CMNTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Main St was $4,925, up 24.9% from the year before.

Source: Cheshire County and Jaffrey Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,925.00 (+24.9%)	$259,900 (+116.22%) Land $85,600 Building $174,300
2024	$3,943.00 (-1.65%)	$120,200 (-) Land $32,000 Building $88,200
2023	$4,009.00 (+7.65%)	$120,200 (-) Land $32,000 Building $88,200
2022	$3,724.00	$120,200 Land $32,000 Building $88,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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