49 Laredo Ln, Rochester, NH 03868 Property Records

Strafford County and Rochester City property record for 49 Laredo Ln, Rochester, NH 03868

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2011
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Feb 2019)
Tax Bill	$9,165 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23114`

Property Details

APN / Parcel Number

Primary APN	`23114`
Alternative APNs	`RCHE M:0224 B:0324 L:0013` `12981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	4,912 sqft
Basement Area	1,763 sqft
Unfinished Basement	1,763 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 LAREDO LN
City	ROCHESTER
State	NH
Zip	03868-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	324
Legal Lot Number	13
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2001
Census Tract	84202

Owner

Source: Strafford County and Rochester City records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 LAREDO LN, ROCHESTER, NH 03868-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHEAST CU
Feb 20, 2019	Warranty Deed, Transfer · Conventional with PMI HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	201941
Deed Book / Page	4635 / 957
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Recording Date	Apr 15, 2026
Property Address	49 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	005346-989
Book / Page	5346 / 989
Instrument Date	Apr 14, 2026
Instrument	20264725
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LAREDO LN, ROCHESTER, NH 03868-4400

Mortgage

Document Number	0000004725,
Date	Apr 15, 2026
Book Page	5346/989
Instrument	20264725

Lender

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.22%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	49 LAREDO LN, ROCHESTER, NH 03868-4400
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4871-273
Date	Feb 18, 2021
Book Page	4871/273
Instrument	210003379

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	49 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	0047540171
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	49 LAREDO LN ROCHESTER NH 038684400, ROCHESTER, NH 03868-4400

Mortgage

Document Number	0047540171
Date	Apr 24, 2020
Book Page	004754/000171
Instrument	5967

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCHESTER CITY NH
Recording Date	Feb 20, 2019
Property Address	49 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	0046350957
Book / Page	004635 / 000957
Instrument Date	Feb 15, 2019
Instrument	1941
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,655.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 LAREDO LN ROCHESTER NH 038684400, ROCHESTER, NH 03868-4400

Mortgage

Document Number	46350959
Date	Feb 20, 2019
Book Page	004635/000959
Instrument	1942

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

Source: Strafford County and Rochester City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,165.00 (+3.04%)	$599,000 (-) Land $137,700 Building $461,300
2024	$8,895.00 (-12.11%)	$599,000 (+52.34%) Land $137,700 Building $461,300
2023	$10,121.00 (+1.82%)	$393,200 (-) Land $59,800 Building $333,400	$611,515
2022	$9,940.00	$393,200 Land $59,800 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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