40 Laredo Ln, Rochester, NH 03868 Property Records

Strafford County and Rochester City property record for 40 Laredo Ln, Rochester, NH 03868

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,806 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$334,933 (Dec 2016)
Tax Bill	$11,414 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20908`

Property Details

APN / Parcel Number

Primary APN	`20908`
Alternative APNs	`RCHE M:0224 B:0324 L:0008` `12976`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	4,356 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 LAREDO LN
City	ROCHESTER
State	NH
Zip	03868-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	324
Legal Lot Number	8
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2001
Census Tract	84202

Owner

40 Laredo Ln is owner-occupied and held in a trust since July 2021.

Source: Strafford County and Rochester City records, as of April 28, 2026

Owner of Record	Trust Name on File
Mailing Address	40 LAREDO LN, ROCHESTER, NH 03868-4400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG CORP
Apr 17, 2018	Deed of Trust, Mortgage COPP DANA S 1985 TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2016 · Amount on File
Deed Sale	Dec 23, 2016 · Amount on File
Deed Document Number	201619371
Deed Book / Page	4445 / 95
Last Transfer Date	Jul 31, 2021
Transfer Doc	004941-266
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCHESTER CITY NH
Recording Date	Aug 12, 2021
Property Address	40 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	4941-266
Book / Page	4941 / 266
Instrument Date	Jul 31, 2021
Instrument	210016327
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LAREDO LN, ROCHESTER, NH 03868-4400

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	40 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	0047990581
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 LAREDO LN ROCHESTER NH 038684400, ROCHESTER, NH 03868-4400

Mortgage

Document Number	0047990581
Date	Aug 31, 2020
Book Page	004799/000581
Instrument	14070

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	40 LAREDO LN, ROCHESTER, NH 03868-4400
Document Number	0045710874
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 BLACKWATER RD ROCHESTER NH 038674600, ROCHESTER, NH 03867-4600

Mortgage

Document Number	0045710874
Date	May 31, 2018
Book Page	004571/000874
Instrument	6977

Lender

Name	COPP DANA S 1985 TRUST (PT)
Address	129 ESTES RD, ROCHESTER, NH 03867-4248

Agreement

Amount	Amount on Record

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Laredo Ln was $11,414, up 3% from the year before.

Source: Strafford County and Rochester City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,414.00 (+3.03%)	$746,000 (-) Land $136,500 Building $609,500
2024	$11,078.00 (-4.28%)	$746,000 (+65.93%) Land $136,500 Building $609,500
2023	$11,573.00 (+1.82%)	$449,600 (-) Land $59,700 Building $389,900	$593,560
2022	$11,366.00	$449,600 Land $59,700 Building $389,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Laredo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Laredo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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