Passaic County and Wayne Township property record for 49 Laguna Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,245 sqft · built 1963 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $840,000 (Jun 2026) |
| Tax Bill | $11,774 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00933-0000-00004 |
| Primary APN | 14-00933-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,245 sqft Living Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bi-Level |
| Lot Area | 22,738 sqft (0.522 acres) |
| Old Parcel Number | 1400448F00002 |
|---|---|
| Street Address | 49 LAGUNA DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION PIET LAGUNA ESTATES |
| Legal Block | 933 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer FOUNDATION TITLE |
| Oct 9, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 17, 2017 | Trustee's Deed, Construction Loan · Line of Credit HOUSING FIN AGCY |
| Dec 30, 2016 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Jun 19, 2014 · Amount on Record |
| Deed Document Number | 202618724 |
| Deed Book / Page | 5104 / 103 |
| Prior Transfer Date | Oct 22, 2012 |
| Prior Transfer Doc | 0000044345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000018724 |
| Book / Page | 5104 / 103 |
| Instrument Date | May 20, 2026 |
| Instrument | 202618724 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $84,840.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051120 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | M16500/69 |
| Instrument | 2020051120 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 17, 2017 |
| Property Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Book / Page | 01436 / 000049 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 9357 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2018 |
| Title Company | DIVERSIFIED SETTLEMENT SERVICES IN |
| Name | Verified Name |
|---|---|
| Address | 49 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000009357 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 014367/000049 |
| Instrument | 9357 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TRENTON, NJ 08650-2085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000001847 |
| Book / Page | 014305 / 000039 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000001847 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 014305/000039 |
| Instrument | 1847 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,300 (-) Land $95,000 Building $101,300 | $196,300 (-) Land $95,000 Building $101,300 | |
| 2025 | $11,774.00 (+0.87%) | $196,300 (-) Land $95,000 Building $101,300 | $196,300 (-) Land $95,000 Building $101,300 |
| 2024 | $11,672.00 (+5.17%) | ||
| 2023 | $196,300 Land $95,000 Building $101,300 | $196,300 Land $95,000 Building $101,300 | |
| 2022 | $11,098.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures