Passaic County and Wayne Township property record for 42 Laguna Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,673 sqft · built 1964 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jun 2023) |
| Tax Bill | $11,060 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00931-0000-00008 |
| Primary APN | 14-00931-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,673 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Lot Area | 15,464 sqft (0.355 acres) |
| Old Parcel Number | 1400448D00008 |
|---|---|
| Street Address | 42 LAGUNA DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 931 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 LAGUNA DR, WAYNE, NJ 07470-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jun 1, 2023 | Deed, Transfer PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Deed Document Number | 202317867 |
| Deed Book / Page | 4532 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 LAGUNA DR, WAYNE, NJ 07470-5951 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Name | Verified Name |
|---|---|
| Address | 42 LAGUNA DR, WAYNE, NJ 07470-5951 |
| Document Number | 0000024794 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | M18579/194 |
| Instrument | 2023024794 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 1, 2023 |
| Property Address | 42 LAGUNA DR, WAYNE, NJ 07470-5951 |
| Document Number | 0000017867 |
| Book / Page | D4532 / 292 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023017867 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 670 COAL DR, PRESCOTT, AZ 86301-5851 |
| Name | Verified Name |
|---|---|
| Address | 42 LAGUNA DR, WAYNE, NJ 07470-5951 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,400 (-) Land $91,200 Building $93,200 | $184,400 (-) Land $91,200 Building $93,200 | |
| 2025 | $11,060.00 (+0.88%) | $184,400 (-) Land $91,200 Building $93,200 | $184,400 (-) Land $91,200 Building $93,200 |
| 2024 | $10,964.00 (+5.17%) | ||
| 2023 | $184,400 (-) Land $91,200 Building $93,200 | $184,400 (-) Land $91,200 Building $93,200 | |
| 2022 | $10,425.00 | $184,400 Land $91,200 Building $93,200 | $184,400 Land $91,200 Building $93,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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