York County and Saco City property record for 49 Lafayette St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,132 sqft · built 1930 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $3,919 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M1090R |
| Primary APN | M1090R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 748 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | M1090R |
|---|---|
| Street Address | 49 LAFAYETTE ST |
| City | SACO |
| State | ME |
| Zip | 04072-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 103 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 5200 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRESTIGE HOME MORTGAGE LLC |
| Nov 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE |
| Apr 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2021 · Amount on Record |
| Deed Document Number | 20264217 |
| Deed Book / Page | 19839 / 185 |
| Prior Transfer Date | Apr 16, 2021 |
| Prior Transfer Doc | 0186430055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Feb 9, 2026 |
| Property Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Document Number | 0198390185 |
| Book / Page | 19839 / 185 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026004217 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Document Number | 2026004218 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026004218 |
| Name | PRESTIGE HOME MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Nov 4, 2021 |
| Property Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Document Number | 0188600414 |
| Book / Page | 18860 / 414 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021064697 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 5416 NE 49TH AVE, VANCOUVER, WA 98661-7818 |
| Document Number | 2021064698 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021064698 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Apr 27, 2021 |
| Property Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Document Number | 0186430055 |
| Book / Page | 18643 / 55 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021024014 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 49 LAFAYETTE ST, SACO, ME 04072-2024 |
| Document Number | 2021024015 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021024015 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,919.00 (+1.69%) | $276,000 (+0.62%) Land $119,400 Building $156,600 | |
| 2024 | $3,854.00 (+4.3%) | $274,300 (+36.06%) Land $119,400 Building $154,900 | $405,460 |
| 2022 | $3,695.00 | $201,600 Land $91,000 Building $110,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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