43 Lafayette St, Saco, ME 04072 Property Records

York County and Saco City property record for 43 Lafayette St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1964
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$406,300 (Oct 2021)
Tax Bill$5,206 (2025)
Deeds & MortgagesSep 2020 Refinance
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNP1030R

Property Details

APN / Parcel Number

Primary APNP1030R
Alternative APNs
  • SACO M:033 L:102 U:000-000
  • M:033 L:102 U:000=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area3,624 sqft
1st Floor Area1,792 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberP1030R
Street Address43 LAFAYETTE ST
CitySACO
StateME
Zip04072-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Lot Number102
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2012
Census Tract5200

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 LAFAYETTE ST, SACO, ME 04072-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SACO VALLEY CREDIT UNION
Oct 28, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleAug 4, 2009 · Amount on Record
Deed Document Number202163294
Deed Book / Page18852 / 41
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address43 LAFAYETTE ST, SACO, ME 04072-2024
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183870702
DateSep 23, 2020
Book Page18387/702
Instrument2020047147
Lender
NameSACO VALLEY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateOct 28, 2021
Property Address43 LAFAYETTE ST, SACO, ME 04072-2024
Document Number0188520041
Book / Page18852 / 41
Instrument DateOct 28, 2021
Instrument2021063294
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 CENTRE ST, BATH, ME 04530-1503

Mortgage

Document Number2021063295
DateOct 28, 2021
Instrument2021063295
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,206.00 (+5.45%)$366,600 (+4.33%) Land $119,400 Building $247,200
2024$4,937.00 (+6.58%)$351,400 (+39.06%) Land $119,400 Building $232,000$486,685
2022$4,632.00$252,700 Land $91,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Xfinity.

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