49 Jay St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 49 Jay St, Geneva, NY 14456

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,346 sqft · built 1850
Lot Size1 acres (43,700 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Sep 2026)
Tax Bill$7,123 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
APN320500 119.7-1-15

Property Details

APN / Parcel Number

Primary APN320500 119.7-1-15
Alternative APNs
  • 050011900700010150000000
  • 03400630

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,346 sqft Living Area
1st Floor Area1,362 sqft
2nd Floor Area984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area43,700 sqft (1 acres)
Lot Dimensions380 ft deep x 115 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03400630
Street Address49 JAY ST
CityGENEVA
StateNY
Zip14456-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVING TRUST 6/23/98
Legal Block1
Legal Lot Number15.000
JurisdictionONTARIO NY
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2011
Census Tract51900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Main Street Historic District
listed 1974 · 142 contributing resources · NRIS 74001286

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ontario County and Geneva City records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1601 PENFIELD RD, 575, ROCHESTER, NY 14625-2315
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Deed Document Number202612326240
Deed Book / Page1587 / 840
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionONTARIO NY
Recording DateSep 22, 2026
Property Address49 JAY ST, GENEVA, NY 14456-3201
Document Number0012326240
Book / Page1587 / 840
Instrument DateSep 16, 2026
Instrument202612326240
Transaction TypeTransfer
Record UpdatedOct 14, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateSep 22, 2026
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.1%
Initial TypeAdjustable Rate
Type Change DateOct 1, 2033
Index3-Year CMT
Margin2
Max Rate-1%

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
MunicipalityGeneva City
Unified School DistrictGeneva City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,123.00 (-13.33%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$8,219.00$246,500 (+52.16%) Land $51,400 Building $195,100$267,935 (+29.01%) Land $55,870 Building $212,065
2023$162,000 Land $36,500 Building $125,500$207,692 Land $46,795 Building $160,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY
serves 13,334 people · EPA ID NY3401156
Water SourceSurface water
Last State InspectionAug 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay St

Nearby Streets

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