21 Jay St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 21 Jay St, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 1870
Lot Size	0.731 acres (31,861 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2026)
Tax Bill	$8,439 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Transfer
APN	`320500 119.7-1-18.100`

Property Details

APN / Parcel Number

Primary APN	`320500 119.7-1-18.100`
Alternative APNs	`050011900700010181000000` `0340052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,054 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	31,861 sqft (0.731 acres)
Lot Dimensions	184 ft deep x 172 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0340052
Street Address	21 JAY ST
City	GENEVA
State	NY
Zip	14456-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	18.100
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2011
Census Tract	51900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Main Street Historic District listed 1974 · 142 contributing resources · NRIS 74001286

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Jay St is owned and occupied by an individual who bought it in June 2026.

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	21 JAY ST, GENEVA, NY 14456-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE
Jan 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Apr 13, 2007 · Amount on File
Deed Document Number	202612320114
Deed Book / Page	1581 / 465
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0001466/13
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 16, 2026
Property Address	21 JAY ST, GENEVA, NY 14456-3201
Document Number	0012320114
Book / Page	1581 / 465
Instrument Date	Jun 12, 2026
Instrument	202612320114
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 JAY ST, GENEVA, NY 14456-3201

Mortgage

Date	Jun 16, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 27, 2021
Property Address	21 JAY ST, GENEVA, NY 14456-3201
Document Number	0001466/13
Book / Page	1466 / 13
Instrument Date	Oct 29, 2020
Instrument	202101270222
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 21 Jay St was $8,439, up 2.7% from the year before.

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,439.00 (+2.74%)
2025	$8,214.00	$240,000 Land $71,500 Building $168,500	$260,870 Land $77,718 Building $183,152
2023		$218,000 Land $47,000 Building $171,000	$279,487 Land $60,256 Building $219,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 Jay St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay St

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