49 Hemlock Dr, Hanover, PA 17331 Property Records

Adams County property record for 49 Hemlock Dr, Hanover, PA 17331

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2.5 ba · 1,276 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Apr 2012)
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Feb 2008 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 023-0106-000`

Property Details

APN / Parcel Number

Primary APN	`08 023-0106-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 HEMLOCK DR
City	HANOVER
State	PA
Zip	17331-7540
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Subdivision	CHAPEL RIDGE
Legal Lot Number	L-0047A
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1008
Census Tract	31000

Owner

Source: Adams County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2008	Deed of Trust, Mortgage · Commercial Mortgage HSBC MORTGAGE CORPORATION USA
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 5, 2012	Special Warranty Deed, Transfer · FHA Mortgage FULTON BANK NA
Oct 26, 2005	Deed, Transfer · Commercial Mortgage DECISION ONE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2012 · Amount on Record
Deed Sale	Apr 5, 2012 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Book / Page	5692 / 21
Record Updated	Jun 8, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005105/204
Date	Feb 7, 2008
Book Page	5105/204
Instrument	05105_00204

Lender

Name	HSBC MORTGAGE CORPORATION USA
Type	Mortgage Company
Address	DEPEW, NY 14043

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	006734/687
Date	Jan 27, 2021
Book Page	6734/687
Instrument	202100001451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Apr 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	6734/687
Date	Jan 27, 2021
Book Page	6734/687
Instrument	202100001451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Apr 1, 2042

April 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS PA
Recording Date	Apr 5, 2012
Property Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	005692/021
Book / Page	5692 / 021
Map Reference	MB84 PG38
Instrument Date	Mar 26, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	005692/025
Date	Apr 5, 2012
Book Page	5692/025

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2042

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Oct 26, 2005
Property Address	49 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	004179/337
Book / Page	4179 / 337
Map Reference	MB84 PG38
Instrument Date	Oct 13, 2005
Instrument	04179_00337
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 DUBS CHURCH RD, HANOVER, PA 17331-9596

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	201 BALTIMORE ST, HANOVER, PA 17331-3201

Mortgage

Document Number	0418000001
Date	Oct 26, 2005
Instrument	04180_00001

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.84%
Type Change Date	Oct 13, 2007
Change Frequency	6 Months
Min Rate At Change	5.84%
Max Rate At Change	8.84%
Index	6-Month LIBOR
Max Rate	11.8%

Mortgage

Document Number	004180/019
Date	Oct 26, 2005
Book Page	4180/019
Instrument	04180_00019

Lender

Name	DECISION ONE MORTGAGE CO
Type	Subprime Lender
Address	HORSHAM, PA 19044

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2020

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (+10.23%)	$152,100 (-) Land $30,700 Building $121,400
2024	$3,364.00 (+3.83%)	$152,100 (-) Land $30,700 Building $121,400
2023	$3,240.00	$152,100 Land $30,700 Building $121,400
2010			$152,100 Land $30,700 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CTI Networks Fixed Wireless · not low latency	200 / 50

May also be available: Shenandoah Telecommunications Company, Verizon.

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