Hancock County and Mount Desert Town property record for 49 Harborside Rd, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,765 sqft · built 1990 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $5,650,000 (Nov 2023) |
| Tax Bill | $44,445 (2025) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:026 L:034 |
| Primary APN | MTDS M:026 L:034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,765 sqft Living Area |
| Gross Area | 7,914 sqft |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 2,206 sqft |
| Unfinished Basement | 2,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2108 |
|---|---|
| Street Address | 49 HARBORSIDE RD |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Lot Number | 34 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 966000 |
49 Harborside Rd is held in a trust since November 2023.
Source: Hancock County and Mount Desert Town records, as of May 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 85 BRIDGE ST, MANCHESTER, MA 01944-1412 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Prior Sale | Oct 17, 2007 |
| Deed Document Number | 202313251 |
| Deed Book / Page | 7296 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Recording Date | Nov 1, 2023 |
| Property Address | 49 HARBORSIDE RD, MOUNT DESERT, ME 04660 |
| Document Number | 0072960299 |
| Book / Page | 7296 / 299 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023013251 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 BRIDGE ST, MANCHESTER, MA 01944-1412 |
The 2025 property tax bill for 49 Harborside Rd was $44,445, down 10.3% from the year before.
Source: Hancock County and Mount Desert Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $44,445.00 (-10.26%) | $5,618,900 (+5.51%) Land $2,233,400 Building $3,385,500 |
| 2024 | $49,525.00 (+10.12%) | $5,325,300 (+3.26%) Land $1,861,200 Building $3,464,100 |
| 2023 | $44,972.00 (+8.46%) | $5,157,300 (-) Land $1,693,200 Building $3,464,100 |
| 2022 | $41,465.00 | $5,157,300 Land $1,693,200 Building $3,464,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Harborside Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Harborside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DESERT WATER DIST NORTH serves 1,623 people · EPA ID ME0091140 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
4G LTE only, no 5G reported
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