45 Harborside Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 45 Harborside Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,407 sqft · built 1890
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on File
Tax Bill	$32,346 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:026 L:036=002`

Property Details

APN / Parcel Number

Primary APN	`M:026 L:036=002`
Alternative APNs	`MTDS M:026 L:036-002` `2111`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,407 sqft Living Area
Gross Area	7,464 sqft
1st Floor Area	1,746 sqft
Basement Area	2,062 sqft
Unfinished Basement	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	2111
Street Address	45 HARBORSIDE RD
City	MOUNT DESERT
State	ME
Zip	04660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Lot Number	36-2
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	2
Census Block	2044
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records · APN M:026 L:036=002

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	100 WOODBRIDGE CENTER DR, WOODBRIDGE, NJ 07095-1162
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2008
Deed Sale	Nov 05, 2008
Deed Book / Page	5087 / 321
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$32,346.00 (+2.06%)	$4,089,200 (+2%) Land $2,353,300 Building $1,735,900
2024	$31,692.00 (+12.49%)	$3,407,700 (+5.47%) Land $1,961,100 Building $1,446,600
2023	$28,173.00 (+8.46%)	$3,230,900 (-) Land $1,784,300 Building $1,446,600
2022	$25,976.00	$3,230,900 Land $1,784,300 Building $1,446,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 65 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT DESERT WATER DIST NORTH serves 1,623 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.