Essex County and Haverhill City property record for 22 Gary Ave, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,556 sqft · built 1963 |
| Lot Size | 0.499 acres (21,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,500 (Sep 1988) |
| Tax Bill | $4,672 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 458-2-6 |
| Primary APN | 458-2-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,180 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,732 sqft (0.499 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 458-2-6 |
|---|---|
| Street Address | 22 GARY AVE |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 260302 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 GARY AVE, HAVERHILL, MA 01830-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 1988 · Amount on Record |
| Deed Sale | Sep 30, 1988 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Jun 24, 2026 |
| Property Address | 22 GARY AVE, HAVERHILL, MA 01830-4337 |
| Document Number | 0000002660 |
| Book / Page | 43463 / 114 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 GARY AVE, HAVERHILL, MA 01830-4337 |
| Document Number | 0000002660, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 43463/114 |
| Instrument | 20262660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,672.00 (+2.19%) | $436,200 (+1.51%) Land $215,500 Building $220,700 | $534,470 |
| 2024 | $4,572.00 (+7.25%) | $429,700 (+12.4%) Land $215,500 Building $214,200 | |
| 2023 | $4,263.00 | $382,300 Land $194,000 Building $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 148 units insured incl. 106 condo units |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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