49 Front St, Lonaconing, MD 21539 Property Records

Allegany County property record for 49 Front St, Lonaconing, MD 21539

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,932 sqft · built 1964
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-009340`

Property Details

APN / Parcel Number

Primary APN	`10-009340`
Alternative APN	`009340`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009340
Street Address	49 FRONT ST
City	LONACONING
State	MD
Zip	21539-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOOTH & SECOND STS LOTS 27-28 100X150 WALBRIDGE ADDN
Legal Subdivision	WALBRIDGE ADD
Legal Lot Number	27,28
Jurisdiction	ALLEGANY MD
Township / Civil Division	10, LONACONING
Census Block Group	3
Census Block	3036
Census Tract	2100

Owner

Source: Allegany County records · APN 10-009340

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 FRONT ST, LONACONING, MD 21539-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 1999
Deed Sale	Apr 30, 1999
Deed Document Number	1999660
Deed Book / Page	670 / 550
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	49 FRONT ST, LONACONING, MD 21539-1010
Document Number	0023830262
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 FRONT ST LONACONING MD 215391010, LONACONING, MD 21539-1010

Mortgage

Document Number	0023830262
Date	May 29, 2018
Book Page	002383/000262

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,733 (+28.45%)	$136,800 (+35.85%) Land $16,200 Building $120,600
2025	$1,196.00 (+29.72%) Homeowner's exemption
2023	$922.00 Homeowner's exemption	$87,767	$100,700 Land $7,600 Building $93,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1996–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 98 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDLAND-LONACONING serves 5,000 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.